Bankruptcy and Marriage: A Conversation with a Leading Bankruptcy Attorney

Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Adrienne Hines, Ohio's renowned bankruptcy expert with nearly three decades of experience. Adrienne has redefined bankruptcy, transforming it from a daunting concept into a tool for financial wellness and dignity. She's more than a lawyer; she's an ally who combines sharp legal expertise with deep empathy, guiding those in financial distress towards stability.

Adrienne uses TikTok to challenge bankruptcy myths and promote financial literacy. Her innovative approach earned her the 2023 Best Bankruptcy Advice Award at the FinTok Awards by Debt.com.

In today’s episode we'll talk about all things bankruptcy in marriage, ranging from how to prevent it, when it is appropriate, and many things in between. Enjoy the show.

Questions Answered

0:00:00 Introduction
0:01:05 How does bankruptcy work and what are the differences between Chapters 7 and 13 bankruptcy? 
0:04:48 How long does bankruptcy take? 
0:07:53 Do you lose your retirement in any type of bankruptcy?
0:12:51 What are some common questions or concerns your social media followers and clients have regarding bankruptcy and marriage? How do you address these concerns?
0:14:46 Can your spouse file bankruptcy without it including your own personal assets? If so, can you explain how this works? 
0:20:36 What are the common origins of bankruptcy?
0:24:28 Is it possible for your spouse to file bankruptcy without including the personal assets accumulated in marriage?
0:26:12 Fast Facts Game

• Can bankruptcy stop a foreclosure?
• Can bankruptcy stop eviction?
• Can bankruptcy stop wage garnishment?
• Is the following possible in the bankruptcy process?
  • Filing bankruptcy without losing house 
  • Filing bankruptcy with a student loan 
  • Filing bankruptcy to stop foreclosure 
  • Filing bankruptcy to keep your car 
  • Filing bankruptcy to eliminate credit card debt
  • Filing bankruptcy to eliminate student loans
  • Filing bankruptcy to eliminate medical debt
  • Filing bankruptcy to eliminate private student loans
  • Filing bankruptcy to eliminate your car loan

0:30:05 What is one simple lesson you want listeners to walk away with this episode?
0:32:30 Where can people go to follow you?

Follow @theladylikelawyer on all platforms https://www.theladylikelawyer.com/ 

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Chapters

• 0:00 Introduction
• 1:05 How does bankruptcy work and what are the differences between Chapters 7 and 13 bankruptcy?
• 4:48 How long does bankruptcy take?
• 7:53 Do you lose your retirement in any type of bankruptcy?
• 12:51 What are some common questions or concerns your social media followers and clients have regarding bankruptcy and marriage? How do you address these concerns?
• 14:46 Can your spouse file bankruptcy without it including your own personal assets? If so, can you explain how this works?
• 20:36 What are the common origins of bankruptcy?
• 24:28 Is it possible for your spouse to file bankruptcy without including the personal assets accumulated in marriage?
• 26:12 Fast Facts Game
• 30:05 What is one simple lesson you want listeners to walk away with this episode?
• 32:30 Where can people go to follow you?