How to Build Your Credit - Rod Griffin

Failing to understand how to manage credit can lead to problems between spouses. Our guest is Rod Griffin, and we will discuss how couples can work together to manage credit, build their credit scores, and address common credit myths.

Show notes:
0:00-0:43 Introduction
0:43-4:38 Difference between credit and debt
4:39-7:49  Simple ways to build your credit
7:50- 12:34 The importance of understanding joint accounts 
12:35-17:07 Difference between a credit report and a credit score 
17:08-21:28 Tips to maintain a good credit score
21:29-21:45 Modern Husbands Ad
21:46-26:49 Loans and how they impact your credit score
26:50-29:35 Brian’s credit score journey 
29:36-35:40 A couple of ways couples can work strategically to manage credit
35:41-38:06 Conclusion

Rod Griffin is Senior Director of Public Education and Advocacy for Experian. He leads Experian's national consumer education programs and works with consumer advocates, financial educators, media and others to help consumers increase their ability to understand and manage their personal finances and protect themselves from fraud and identity theft. The Institute for Financial Literacy named Rod "Educator of the Year" in April 2016.

Modern Husbands Resources and Articles

• Click here to subscribe to future Modern Husband podcasts.
• Subscribe to our free newsletter and receive a free budgeting template for couples.
• Modern Husbands Merchandise: T-shirts, hoodies, baseball T-shirts, mugs and much more – all full of light hearted humor.
• How NOT to Use Credit Cards: Couples Edition

Experian Resources

• Join the Experian #CreditChat every Wednesday at 2:00 pm CT/3:00 pm ET
• Use Experian Boost™ to boost your FICO® Score* instantly by getting credit for bills like your phone, utilities and popular streaming services. 
• Jump-start your credit with Experian Go™.
• Experian.com: Information about credit reports and credit scores.

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Chapters

• 0:00 Introduction
• 0:43 Difference between credit and debt
• 4:39 Simple ways to build your credit
• 7:50 The importance of understanding joint accounts
• 12:35 Difference between a credit report and a credit score
• 17:08 Tips to maintain a good credit score
• 21:46 Loans and how they impact your credit score
• 26:50 Brian’s credit score journey
• 29:36 A couple of ways couples can work strategically to manage credit
• 35:41 Conclusion